VULNERABILITY SCORE

Calculate your vulnerability score in under 5 minutes

Whether you are 18 or 80, all of us can find ourselves in a vulnerable situation at some point in our lives. Our Vulnerability Score Quiz has been designed to consider your potential vulnerability across the four key categories identified by the Financial Conduct Authority – Health, Life Events, Resilience and Capability.

You’ll be scored against the following four criteria:

Health

Physical and mental health issues can affect your day-to-day living and put future financial security for you and your family at risk

Life Events

It’s said that life is what happens when you are busy making other plans – and unexpected life events can easily knock you off course

Resilience

Whether financial or emotional, your ability to cope and deal with shocks can have a profound effect on your future wellbeing

Capability

Knowledge of financial matters and confidence in managing money can have a huge impact in terms of your potential vulnerability

To understand the features and risks of a lifetime mortgage, ask for a personalised illustration.

Think carefully before securing other debts against your home.

Some Buy to Let & Commercial mortgages are not regulated by the Financial Conduct Authority.

Your home may be repossessed if you do not keep up repayments on your mortgage.

A Protection plan will have no cash in value at any time, and will cease at the end of the term. If premiums are not maintained, then cover will lapse and you may not be covered if a claim is made

Advice Guru is a trading style of One Stop 4 Equity Release Ltd which is authorised and regulated by the Financial Conduct Authority (FCA). FCA No 952887. One Stop 4 Equity Release Ltd is a registered company in England and Wales with Company Registration Number 13452621. Registered Office: 14 North Street, Bourne, Lincolnshire, PE10 9AB.

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