KEY TERMS SUMMARY – COMMERCIAL AGREEMENT (FREE LEADS)

This Key Terms Summary is provided for ease of reference only. The full legally binding terms are set out in the ‘Schedule 1 Full Commercial Agreement’

Parties

1. Guru Advisory Services Ltd (company number 14655582), trading as Advice Guru

2. [Second Party Name], [company number if applicable].

Purpose

  • Advice Guru provides free consumer leads generated by a professional online lead  generation marketing company. 
  • Leads are from consumers enquiring about later life borrowing via the Advice Guru  website and Learning Zone.

Obligations of the firm

  • Track each case and provide high-quality client service. 
  • All applications must use AIR Sourcing / AIR Portal and Equilaw for conveyancing (for  case tracking and completion). 
  • Provide regular updates on each lead’s status.

Fees and payment

  • 40% of advice and procuration fees to the Firm. 
  • 60% split equally between Advice Guru (30%) and the lead generation firm (30%).
  • Key Protections:
    • Leads remain the property of Advice Guru and may not be shared or sold.
    • Confidentiality: Agreement contents must not be shared with third parties.
    • GDPR compliance required for all client data. 
    • Non-circumvention: Firm must not bypass Advice Guru by working directly with partners  or providers. 
    • Service standards: FCA compliance required; failure may lead to suspension of leads. 
    • Limitation of liability: Advice Guru not liable for indirect losses; liability capped at fees  received. 
    • No guarantee of lead volume or conversions. 

Term and termination

  • Ongoing until terminated by either party with 28 days’ written notice. 
  • Governing Law:
    • England and Wales; exclusive jurisdiction of English courts.

This summary is not exhaustive. Please refer to the full Commercial Agreement for complete terms.