REMORTGAGE

Welcome to our Remortgage Learning Zone

Many homeowners will remortgage their property at some stage during their lives. This can be done to raise additional cash by unlocking the equity that’s built up in the home, or to reduce monthly mortgage repayments – or both. In this Learning Zone, we’ll look at the entire process from start to finish, helping you to understand the options, benefits, risks and costs involved in the remortgaging process.

Review and select our learning modules
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Remortgage

Remortgaging your property can not only free up extra cash but also potentially save you money each month in terms of interest repayments. Our Remortgage modules are designed to help you understand your options and the entire remortgage process, including all the pros and cons.

If you’ve already taken our Learning Style Quiz and registered for your Learning Account, then you are ready to start the Remortgage modules (more details below)

Review the modules

Remortgages in numbers

2yrs
Most popular mortgage term
£172,510
Average remortgage balance
2 in 5
Remortgage clients aged 30-39

Sources: Uswitch

Our five learning modules

Our Remortgage Learning Zone is made up of five modules – featuring 22 individual courses and five mini-quizzes – covering all the information you need to help guide you to a decision on your next mortgage borrowing step.

You have to be registered/logged in to access our learning modules

Click the links below to get more course information and to start a particular module.

This first module is an introduction to the subject of Remortgages. We start by defining the term itself, before moving on to more of the moving and mortgage basics to get you started on your knowledge journey.

Course topics:

  1. Defining a Remortgage
  2. Qualification criteria
  3. Costs involved
  4. Obtaining advice
  5. Affordability and credit rating
  6. Mini-quiz
Start this module ›

Having covered the basics in the first module, now we delve into more of the details of remortgaging and securing a new finance deal on your home.

Course topics:

  1. Borrowing options and limits
  2. Benefits and risks
  3. Key features and how they work
  4. What the money can be used for
  5. Repaying interest/capital and the cost of borrowing
  6. Mini-quiz
Start this module ›

The mortgage market, like the rest of the financial services industry, is subject to wide-ranging regulation designed to protect consumers from financial harm. In this module, we explain the different layers of consumer protection and what they mean for you.

Course topics:

  1. The role of the regulator
  2. Vulnerable customers
  3. Adviser qualifications and duties
  4. Understanding your paperwork
  5. Mini-quiz
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In this module we explain the process of applying for a mortgage, including what happens right at the end of the loan when it is time to repay your mortgage debt.

Course topics:

  1. The application process and completion timeline
  2. Your rights and responsibilities
  3. Accessing further borrowing
  4. The end of the loan term
  5. Mini-quiz
Start this module ›

In this final module, we’ll take a look at some other important considerations you may need to take into account alongside your mortgage application, especially in terms of protecting the future financial security of you and your family.

Course topics:

  1. Wills and Power of Attorney
  2. Lending terms and what they mean
  3. Alternatives to borrowing
  4. Protecting you and your family
  5. Mini-quiz
Start this module ›
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To understand the features and risks of a lifetime mortgage, ask for a personalised illustration.

Think carefully before securing other debts against your home.

Some Buy to Let & Commercial mortgages are not regulated by the Financial Conduct Authority.

Your home may be repossessed if you do not keep up repayments on your mortgage.

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