RESIDENTIAL MORTGAGES

Complete your mortgage borrowing journey with us

Whether you are a First Time Buyer or looking to move home, someone investigating their remortgage options or considering becoming a Buy to Let landlord, we have all the information and guidance you need to put you on the right path to property ownership

Educating, empowering and supporting your learning

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Residential mortgages

The path to becoming a home owner and progressing up the property ladder can be tricky to navigate. Alongside the wide range of mortgage options to choose from, there are also the legal hurdles to overcome.

From buying a first home to perhaps contemplating a portfolio of Buy to Let properties, we have a wide range of information to suit the needs of all mortgage customer types to help you on your specific learning journey. Head to our Learning Zone for more information.

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Did you know?

In 2023, there was a total of £226 billion of mortgage borrowing

More than half of all borrowers selected a mortgage term of 30 years or more in 2023

The average outstanding mortgage debt per household in the UK is £131,421

Sources: UK Finance, USwitch, Office for National Statistics


Navigate the mortgage borrowing maze and personalise your learning experience with our unique Learning Zones

Discover your preferred learning style

Are you a visual, auditory, reading or kinesthetic learner? Perhaps you’ve never thought about which style of learning suits you best. Our unique quiz helps identify which Advice Guru resources will match your preferred style(s) and improve your learning.

Create a personalised learning account

After taking our quiz, you’ll be ready to start your learning journey and the next step is to create your own personalised learning account. Once you are registered, you can login at any time to work through the Learning Zone modules at your own pace and in any order you choose.

Track your progress from start to finish

Your learning account is a permanent record of your progress, showing you which modules and quizzes you have taken and how many you have left to do. You can share this information with your mortgage adviser to show them any gaps in your knowledge if you so wish.


which type of borrower are you?

Four bespoke learning zones to meet your individual needs

Whatever stage of house buying you’re at, from First Time Buyer to Buy to Let investor, we have everything you need to educate, empower and support your property financing and purchase journey

First Time Buyer

For those at the very start of their house-owning journey, try our First Time Buyer Learning Zone to get you started

Home moving family

Home Mover

If you’re ready to move home but unsure of your mortgage options, our Home Mover Learning Zone is for you

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Remortgage

Remortgaging can save you money and raise extra funds…this Learning Zone answers all your remortgage questions

Buy to Let loan written on a sticky note

Buy to Let

If you’re thinking of buying property to rent out, our dedicated Buy to Let Learning Zone helps point the way


Our specialist advisers

This is what our clients have to say about Advice Guru

“The Advice Guru learning modules are absolutely superb!”

To understand the features and risks of a lifetime mortgage, ask for a personalised illustration.

Think carefully before securing other debts against your home.

Some Buy to Let & Commercial mortgages are not regulated by the Financial Conduct Authority.

Your home may be repossessed if you do not keep up repayments on your mortgage.

A Protection plan will have no cash in value at any time, and will cease at the end of the term. If premiums are not maintained, then cover will lapse and you may not be covered if a claim is made

Advice Guru is a trading style of One Stop 4 Equity Release Ltd which is authorised and regulated by the Financial Conduct Authority (FCA). FCA No 952887. One Stop 4 Equity Release Ltd is a registered company in England and Wales with Company Registration Number 13452621. Registered Office: 14 North Street, Bourne, Lincolnshire, PE10 9AB.

Trademark Number: UKOP444255