HOME MOVER

Welcome to our Home Mover Learning Zone

If you’re thinking of moving home, let Advice Guru guide you through the maze of options, mortgage features and important considerations you need to take into account along the way. Our unique Learning Zone allows you to record and track your progress as you increase your knowledge, empowering you with the confidence to make your next home move.

Home moving family

Home Mover

Searching for a new home and moving on is one of life’s adventures but it can be hard work and stressful at times. Our Home Mover modules are designed to help you understand your options and the process from start to finish.

If you’ve already taken our Learning Style Quiz and registered for your Learning Account, then you are ready to start the Home Mover modules (more details below).


Home Movers in numbers….

8x
Average number of house moves in a lifetime
£14,458
Average cost of moving home in the UK
4.3mi
Average distance property searchers are looking to move

Our five learning modules

Our Home Mover Learning Zone is made up of five modules – featuring 22 individual courses and five mini-quizzes – covering all the information you need to help you navigate your way to your next home.

Click the links below to get more course information and to start a particular module.

This first module is an introduction to the subject of Home Mover mortgages. We start by defining the term itself, before moving on to more of the moving and mortgage basics to get you started on your knowledge journey.

Course topics:

  1. Defining a Home Mover mortgage
  2. Qualification criteria
  3. Costs involved
  4. Obtaining advice
  5. Affordability and credit rating
  6. Mini-quiz

Having covered the basics in the first module, now we delve into more of the details of mortgage borrowing for Home Movers.

Course topics:

  1. Borrowing options and limits
  2. Benefits and risks
  3. Key features and how they work
  4. What the money can be used for
  5. Repaying interest/capital and the cost of borrowing
  6. Mini-quiz

The mortgage market, like the rest of the financial services industry, is subject to wide-ranging regulation designed to protect consumers from financial harm. In this module, we explain the different layers of consumer protection and what they mean for you.

Course topics:

  1. The role of the regulator
  2. Vulnerable customers
  3. Adviser qualifications and duties
  4. Understanding your paperwork
  5. Mini-quiz

In this module we explain the process of applying for a mortgage, including what happens right at the end of the loan when it is time to repay your mortgage debt.

Course topics:

  1. The application process and completion timeline
  2. Your rights and responsibilities
  3. Accessing further borrowing
  4. The end of the loan term
  5. Mini-quiz

In this final module, we’ll take a look at some other important considerations you may need to take into account alongside your mortgage application, especially in terms of protecting the future financial security of you and your family.

Course topics:

  1. Wills and Power of Attorney
  2. Lending terms and what they mean
  3. Alternatives to borrowing
  4. Protecting you and your family
  5. Mini-quiz
To understand the features and risks of a lifetime mortgage, ask for a personalised illustration.

Think carefully before securing other debts against your home.

Some Buy to Let & Commercial mortgages are not regulated by the Financial Conduct Authority.

Your home may be repossessed if you do not keep up repayments on your mortgage.

A Protection plan will have no cash in value at any time, and will cease at the end of the term. If premiums are not maintained, then cover will lapse and you may not be covered if a claim is made

Advice Guru is a trading style of One Stop 4 Equity Release Ltd which is authorised and regulated by the Financial Conduct Authority (FCA). FCA No 952887. One Stop 4 Equity Release Ltd is a registered company in England and Wales with Company Registration Number 13452621. Registered Office: 14 North Street, Bourne, Lincolnshire, PE10 9AB.

Trademark Number: UKOP444255