BUY TO LET

Welcome to the Buy to Let Learning Zone

If you’re thinking of stepping into the world of Buy to Let, let Advice Guru be your trusted guide to help you navigate the range of options and the application process. Our unique Learning Zone allows you to record and track your progress as you increase your knowledge, empowering you to become a successful Buy to Let investor.

Buy to Let loan

Buy to Let

Becoming a Buy to Let landlord can provide a healthy return in terms of rental income and the future growth in your rental property’s value, but it’s not without risks as well as potential upsides. We’ve put together a set of modules designed to teach you everything you need to know about investing in a Buy to Let property.

If you’ve already taken our Learning Style Quiz and registered for your Learning Account, then you are ready to start the Buy to Let modules (more details below)


Buy to Let in numbers

5.60%
Average gross rental yield on a Buy to Let
£261,897
Average cost of a Buy to Let property
1 in 8
Number of new mortgages that are Buy to Let

Our five learning modules

Our Buy to Let Learning Zone is made up of five modules – featuring 22 individual courses and five mini-quizzes – covering all the information you need to put you on the right path to becoming a landlord.

Click the links below to get more course information and to start a particular module.

This first module is an introduction to the subject of Buy to Let mortgages. We start by defining the term itself, before moving on to more of the property purchase and mortgage basics to get you started on your knowledge journey.

Course topics:

  1. Defining a Buy to Let mortgage
  2. Qualification criteria
  3. Costs involved
  4. Obtaining advice
  5. Affordability and credit rating
  6. Mini-quiz

Having covered the basics in the first module, now we delve into more of the details of mortgage borrowing for Buy to Let landlords.

Course topics:

  1. Borrowing options and limits
  2. Benefits and risks
  3. Key features and how they work
  4. What the money can be used for
  5. Repaying interest/capital and the cost of borrowing
  6. Mini-quiz

The mortgage market, like the rest of the financial services industry, is subject to wide-ranging regulation designed to protect consumers from financial harm. In this module, we explain the different layers of consumer protection and what they mean for you.

Course topics:

  1. The role of the regulator
  2. Vulnerable customers
  3. Adviser qualifications and duties
  4. Understanding your paperwork
  5. Mini-quiz

In this module we explain the process of applying for a Buy to Let mortgage, including what happens right at the end of the loan when it is time to repay your mortgage debt.

Course topics:

  1. The application process and completion timeline
  2. Your rights and responsibilities
  3. Accessing further borrowing
  4. The end of the loan term
  5. Mini-quiz

In this final module, we’ll take a look at some other important considerations you may need to take into account alongside your mortgage application, especially in terms of protecting the future financial security of you and your family.

Course topics:

  1. Wills and Power of Attorney
  2. Lending terms and what they mean
  3. Alternatives to borrowing
  4. Protecting you and your family
  5. Mini-quiz
To understand the features and risks of a lifetime mortgage, ask for a personalised illustration.

Think carefully before securing other debts against your home.

Some Buy to Let & Commercial mortgages are not regulated by the Financial Conduct Authority.

Your home may be repossessed if you do not keep up repayments on your mortgage.

A Protection plan will have no cash in value at any time, and will cease at the end of the term. If premiums are not maintained, then cover will lapse and you may not be covered if a claim is made

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